# For USA

# Digital millennium copyright act (dmca) policy

**Effective Date:** September 9, 2026

IQBID Helios Limited ("Company," "we," "us," or "our") respects the intellectual property rights of others and expects its users to do the same. In accordance with the Digital Millennium Copyright Act of 1998 ("DMCA"), the text of which may be found on the U.S. Copyright Office website at [https://copyright.gov](https://copyright.gov), we will respond expeditiously to claims of copyright infringement committed using our online platform, service, or website (collectively, the "Service").

Please note that our Service operates as an aggregator of third-party artificial intelligence (AI) models. Outputs are generated automatically by third-party technology in response to user-submitted prompts and files. If you believe that any content hosted on or generated through our Service infringes your copyright, please follow the procedures outlined below.

#### 1. <span style="color: #222222;"><span style="font-family: apple-system, BlinkMacSystemFont, Segoe UI, Oxygen, Ubuntu, Roboto, Cantarell, Fira Sans, Droid Sans, Helvetica Neue, sans-serif;"><span lang="en-US">D</span>esignated copyright agent</span></span>


The Company’s Designated Copyright Agent to receive notifications of claimed infringement is:

- **Attn:** Copyright Agent / Legal Department
- **Company Name:** IQBID Helios Limited
- **Сompany number:** 252002
- **Registered office:** Suite 9, Ansuya Estate, Royal Street, Victoria, Mahe, Seychelles
- **Email Address:** <dmca@iqbid.ai>

For a notice to be effective under the DMCA, it must be sent to the Designated Copyright Agent listed above via email or written communication.

#### 2. <span style="color: #222222;"><span style="font-family: apple-system, BlinkMacSystemFont, Segoe UI, Oxygen, Ubuntu, Roboto, Cantarell, Fira Sans, Droid Sans, Helvetica Neue, sans-serif;"><span lang="en-US">N</span>otification of copyright infringement (takedown notice)</span></span>


If you are a copyright owner, authorized to act on behalf of one, or authorized to act under any exclusive right under copyright, please report alleged copyright infringements taking place on or through the Service by submitting a written DMCA Notice containing the following information:

1. **Identification of the copyrighted work** that you claim has been infringed, or, if multiple copyrighted works are covered by a single notification, a representative list of such works.
2. **Identification of the material or output** that you claim is infringing (or to be the subject of infringing activity) and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material (including the specific URL link, screenshot, and/or prompt details).
3. **Information reasonably sufficient to permit us to contact you**, such as your physical address, telephone number, and, if available, an email address.
4. **A statement that you have a good faith belief** that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law.
5. **A statement that the information in the notification is accurate**, and under penalty of perjury, that you are the copyright owner or authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
6. **A physical or electronic signature** of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

*Failure to include all of the above information may result in a delay or rejection of your DMCA notice.*

#### 3. H<span style="color: #222222;"><span style="font-family: apple-system, BlinkMacSystemFont, Segoe UI, Oxygen, Ubuntu, Roboto, Cantarell, Fira Sans, Droid Sans, Helvetica Neue, sans-serif;">ow we process takedown notices</span></span>


Upon receipt of a valid and complete DMCA Notice, Company will take the following steps:

- Expeditiously remove or disable access to the allegedly infringing material.
- Notify the user who submitted the prompt/file or generated the output that we have removed or disabled access to the material.
- Log the incident as part of our Repeat Infringer Policy.

#### 4. C<span style="color: #222222;"><span style="font-family: apple-system, BlinkMacSystemFont, Segoe UI, Oxygen, Ubuntu, Roboto, Cantarell, Fira Sans, Droid Sans, Helvetica Neue, sans-serif;">ounter-notification procedures</span></span>


If you receive a notification from us that content generated or uploaded by you has been removed due to a copyright infringement claim, and you believe this occurred by mistake or misidentification, you may elect to file a Counter-Notice.

To be effective, a Counter-Notice must be a written communication sent to our Designated Copyright Agent that includes substantially the following:

1. **Identification of the material** that has been removed or to be disabled and the location at which the material appeared before it was removed or disabled.
2. **A statement under penalty of perjury** that you have a good faith belief that the material was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled.
3. **Your name, address, telephone number, and email address**.
4. **A statement that you consent to the jurisdiction** of the Federal District Court for the judicial district in which your address is located (or, if your address is outside of the United States, that you consent to the jurisdiction of any United States Federal District Court where the Company may be found), and that you will accept service of process from the person who provided the original DMCA notification or an agent of such person.
5. **Your physical or electronic signature**.

Upon receipt of a valid Counter-Notice, we will forward it to the original complaining party. If the copyright owner does not file a court action seeking a court order against you within ten (10) to fourteen (14) business days, we are permitted by law to restore the removed material or cease disabling access to it.

#### 5. <span style="color: #222222;"><span style="font-family: apple-system, BlinkMacSystemFont, Segoe UI, Oxygen, Ubuntu, Roboto, Cantarell, Fira Sans, Droid Sans, Helvetica Neue, sans-serif;">Repeat infringer policy</span></span>


In accordance with the DMCA and other applicable laws, Company has adopted a strict policy of terminating, in appropriate circumstances and at Company's sole discretion, users who are deemed to be repeat infringers. Company may also, at its sole discretion, limit access to the Service and/or terminate the accounts of any users who infringe any intellectual property rights of others, whether or not there is any repeat infringement.

#### 6. I<span style="color: #222222;"><span style="font-family: apple-system, BlinkMacSystemFont, Segoe UI, Oxygen, Ubuntu, Roboto, Cantarell, Fira Sans, Droid Sans, Helvetica Neue, sans-serif;">mportant disclaimer and warning</span></span>


**UNDER SECTION 512(f) OF THE DMCA, ANY PERSON WHO KNOWINGLY MATERIALLY MISREPRESENTS THAT MATERIAL OR ACTIVITY IS INFRINGING MAY BE SUBJECT TO LIABILITY FOR DAMAGES, INCLUDING COSTS AND ATTORNEYS' FEES, INCURRED BY THE ALLEGED INFRINGER, BY ANY COPYRIGHT OWNER OR COPYRIGHT OWNER'S AUTHORIZED LICENSEE, OR BY US.**

If you are unsure whether the material you are reporting is actually infringing, we strongly recommend contacting an attorney before filing a notice with us.

# Terms of service

**Effective Date:** September 9, 2026

Welcome to our Service. These Terms of Service ("Terms") constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you," "user," or "consumer"), and IQBID Helios Limited, a company incorporated and registered under the laws of the Republic of Seychelles with international business company registration number **252002** and having its registered office at Suite 9, Ansuya Estate, Royal Street, Victoria, Mahe, Seychelles (the "Company," "we," "us," or "our").

These Terms govern your access to and use of our artificial intelligence (AI) model aggregation platform, user interface, website, and related applications (collectively, the "Service"). By creating an account, transacting, or using the platform, you agree to be bound by these terms, which apply exclusively to users in the United States. Please read these Terms carefully before accessing the Service.

By interacting with the service, you agree to these terms:

#### FEES, COMPUTATIONAL PACKAGES, AND BILLING TERMS

##### 1. Subscription Plans and Fees

(a) **Hybrid Billing Model:** The Service operates on a non-recurring, pre-paid hybrid model consisting of structural functional access tiers (each, a "Subscription Plan") and usage-based computational credits ("IQBID Tokens"). By selecting a specific Subscription Plan, you agree to pay IQBID Helios Limited (the "Company") a company incorporated under the laws of the Republic of Seychelles with registered company number 252002 and having its registered office Suite 9, Ansuya Estate, Royal Street, Victoria, Mahe, Seychelles, the designated one-time fee indicated for that selected option. All transactions for US users are securely processed by authorized third-party providers of the Company's payment infrastructure, including financial processing entities and payment institutions (collectively, "Payment Processors"). You authorize the Company and its partner Payment Processors to charge all applicable fees from the payment method you specify, including any statutory sales taxes and transaction processing fees.

(b) **Functional Access Limits:** Purchasing a Subscription Plan grants you a time-limited, non-exclusive, non-transferable right to access specific interface functionalities and feature sets of the software platform (e.g., text generation only vs. full enterprise suite) for a designated calendar period (e.g., 1 month, 6 months). These plans are strictly transactional and **do not automatically renew**. Upon the calendar conclusion of the pre-paid timeframe, your access to that specific software tier and functional interface will automatically expire unless you execute a new individual purchase transaction.

(c) **Proprietary IQBID Token Definition:** Each Subscription Plan includes a designated allocation of computational units of measurement known as "IQBID Tokens" used within the interface to calculate and limit the consumption of computer processing power, API execution costs, and server database bandwidth when routing data to aggregated third-party models. **IQBID Tokens are internal, non-crypto, proprietary technical metrics.** They do not constitute, represent, or mirror any form of virtual currency, cryptocurrency, digital asset, financial security, investment instrument, or property right under any jurisdiction. IQBID Tokens possess zero cash value, are completely non-transferable between different user accounts, and are strictly non-redeemable for fiat currency, cryptocurrency, or any other real-world monetary value outside the Service platform.

##### 2. Pre-Paid Access Only (No Automatic Renewals)

(a) **Pre-Paid Access Only:** The Service operates strictly on a one-time, pre-paid basis for a designated timeframe, with **no recurring charges, automatic renewals, or hidden billings**. Access suspends upon expiration until a new purchase is made. All purchases are final.

(b) **Non-Expiration and Token Carry-Over Rule:** IQBID Tokens **do not expire** at the end of a Subscription Plan period. Unused tokens are fully preserved and carried over to your global account balance.

(c) **Utilization of Carried-Over Balances:** Carried-over tokens remain in your account and can be used for subsequent plan purchases or across other integrated company platforms.

##### 3. Immediate Consumption of Digital Services

The Service provided constitutes the immediate provision of digital content, automated software processing, and real-time operational access to aggregated third-party Artificial Intelligence (AI) models and underlying computing infrastructures, with full service activation occurring immediately upon payment authorization.

##### 4. Strict No-Refund and No-Credit Policy

EXCEPT AS EXPRESSLY REQUIRED BY APPLICABLE MANDATORY CONSUMER PROTECTION LAWS, ALL FEES AND CHARGES PAID TO THE COMPANY ARE STIPULATED AS FINAL, FULLY EARNED UPON RECEIPT, AND STRICTLY NON-REFUNDABLE.

No refunds, partial credits, or pro-rated balances will be issued under any circumstances, including unused subscription periods, AI output dissatisfaction, third-party infrastructure downtime, or unspent IQBID Tokens, which remain valid on your balance without expiration and have no cash value .


##### 5. Usage-Based Limits (Tokens and Prompts)

Each purchased Subscription Plan features specific quantitative and technical usage limits, governing both the available functional software interface and your allocated computational credit balance.

(a) **Expiration of Interface Access:** The structural right to access specific workspace capabilities, interface features, or distinct high-tier software контуры under your chosen Subscription Plan will automatically expire, lock, and cease to function upon the exact calendar conclusion of the pre-paid billing timeframe (e.g., 30 calendar days from the date of purchase), with no automatic roll-over of operational interface access rights.

(b) **Preservation of Computational Balances:** Unlike structural interface access, any unused, unspent, or active computational IQBID Tokens remaining in your account dashboard at the calendar conclusion of your active Subscription Plan timeframe are explicitly preserved, do not expire, and shall safely carry over to your account profile as a permanent computational balance.

(c) **Legal and Non-Monetary Status:** Carried-over IQBID Tokens possess absolutely zero independent commercial or cash value, do not accrue interest, are strictly non-transferable between separate user accounts, and are completely non-redeemable for fiat currency, cryptocurrency, or any other real-world financial assets. These tokens are designed solely to calculate data throughput within the Company's integrated product ecosystem and can be utilized in future computing cycles subject to technical infrastructure availability and your active account standing.


##### 6. Fraud Prevention and Chargeback Policy

The Company employs automated fraud detection and verification tools with payment processors. Because digital access and non-expiring IQBID Tokens are provisioned instantly upon payment, a zero-tolerance policy applies to unauthorized or fraudulent payment disputes.

Initiating a bad-faith chargeback or reversal for delivered credits or subscriptions constitutes a material breach of this Agreement. Upon a chargeback notice, the Company may immediately execute the following actions without prior notice:

(a) **Immediate Infrastructure Ban:** Terminate the User Account and block network access;  
(b) **Contractual Balance Forfeiture:** Forfeit remaining balances and unspent tokens as a pre-agreed contractual penalty; and  
(c) **Global Credit Reporting:** Report fraudulent activity to financial risk databases and reporting bureaus.

Users explicitly agree to contact <billing@iqbid.ai> to resolve billing discrepancies before initiating formal bank disputes.

##### 7. Disclaimer of Warranties

THE SERVICE AND ALL INTERFACE CONTENT, GENERATED RESPONSES, AND AI OUTPUTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, IQBID HELIOS LIMITED EXPLICITLY DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

THE COMPANY DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, COMPLETELY SECURE, ERROR-FREE, OR THAT THE SYNTHETIC RESPONSES GENERATED BY ACCREDITED THIRD-PARTY AI MODELS (INCLUDING OPENAI AND GOOGLE) WILL BE ACCURATE, CORRECT, RELIABLE, OR FREE FROM RADICAL MACHINE "HALLUCINATIONS." YOU UTILIZE THE GENERATED OUTPUTS AND PLATFORM INFRASTRUCTURE ENTIRELY AT YOUR OWN DISCRETION AND RISK.

##### 8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL IQBID HELIOS LIMITED, ITS DIRECTORS, EMPLOYEES, OR API PARTNERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, LOSS OF REVENUE, DATA FAILURE, LOSS OF REPUTATION, OR SYSTEM DOWN-TIME, ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR INABILITY TO USE THE SERVICE.

THE COMPANY'S MAXIMUM AGGREGATE LIABILITY FOR ANY VALID CLAIMS AND DISPUTES ARISING UNDER THESE TERMS OF SERVICE SHALL BE STRICTLY LIMITED TO THE ACTUAL MONETARY AMOUNT PAID BY YOU TO THE COMPANY FOR YOUR CURRENT ACTIVE SUBSCRIPTION PLAN TIER AND ASSOCIATED UNUSED IQBID TOKENS DURING THE ONE (1) MONTH IMMEDIATELY PRECEDING THE INITIAL DISPUTE NOTICE.

---

#### GOVERNING LAW AND DISPUTE RESOLUTION (ARBITRATION AGREEMENT)

##### 1. Mandatory Binding Individual Arbitration

PLEASE READ THIS SECTION CAREFULLY – IT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.

YOU AND THE COMPANY AGREE THAT ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OF SERVICE, THE SERVICE, THE BREACH, TERMINATION, ENFORCEMENT, INTERPRETATION, OR VALIDITY THEREOF, OR THE USE OF THE SERVICE (COLLECTIVELY, "DISPUTES") SHALL BE RESOLVED EXCLUSIVELY BY BINDING, INDIVIDUAL ARBITRATION, RATHER THAN IN A COURT OF GENERAL JURISDICTION.

YOU AND THE COMPANY EXPLICITLY WAIVE THE RIGHT TO A TRIAL BY JURY OR TO PARTICIPATE IN A CLASS ACTION LAWSUIT.

##### 2. Informal Dispute Resolution Required

BEFORE INITIATING ANY FORMAL ARBITRATION PROCEEDINGS, YOU AND THE COMPANY AGREE TO ATTEMPT TO RESOLVE THE DISPUTE INFORMALLY.  
(A) TO INITIATE THIS PROCESS, YOU MUST SEND A DETAILED WRITTEN NOTICE OF YOUR CLAIM (A "DISPUTE NOTICE") TO OUR LEGAL DEPARTMENT VIA EMAIL AT [LEGAL@IQBID.AI.](mailto:LEGAL@IQBID.AI.)  
(B) THE DISPUTE NOTICE MUST CONTAIN YOUR FULL NAME, REGISTERED EMAIL ADDRESS, A DESCRIPTION OF THE NATURE AND BASIS OF THE CLAIM, AND THE SPECIFIC RELIEF SOUGHT.  
(C) YOU AND THE COMPANY AGREE TO NEGOTIATE IN GOOD FAITH TO RESOLVE THE DISPUTE FOR A PERIOD OF SIXTY (60) CALENDAR DAYS FOLLOWING RECEIPT OF THE DISPUTE NOTICE. IF THE DISPUTE IS NOT RESOLVED WITHIN THIS SIXTY (60) DAY PERIOD, EITHER PARTY MAY PROCEED TO FILE FOR FORMAL ARBITRATION.

##### 3. Arbitration Rules and Forum

THE ARBITRATION SHALL BE ADMINISTERED AND CONDUCTED BY THE AMERICAN ARBITRATION ASSOCIATION ("AAA") IN ACCORDANCE WITH ITS CONSUMER ARBITRATION RULES AND/OR COMMERCIAL ARBITRATION RULES, AS APPLICABLE (THE "AAA RULES"). THE AAA RULES ARE AVAILABLE ONLINE AT WWW.ADR.ORG.

THE ARBITRATION PROCEEDINGS SHALL BE CONDUCTED ENTIRELY IN THE ENGLISH LANGUAGE. UNLESS OTHERWISE AGREED BETWEEN THE PARTIES, THE ARBITRATION SHALL TAKE PLACE REMOTELY VIA TELECONFERENCE OR VIDEO CONFERENCE, OR BASED SOLELY ON WRITTEN SUBMISSIONS, TO MINIMIZE COSTS FOR BOTH PARTIES.

##### 4. Arbitrator's Authority and Decisions

THE ARBITRATION SHALL BE PRESIDED OVER BY A SINGLE, NEUTRAL ARBITRATOR APPOINTED IN ACCORDANCE WITH AAA RULES. THE ARBITRATOR SHALL HAVE THE EXCLUSIVE AUTHORITY TO RESOLVE ALL DISPUTES REGARDING THE INTERPRETATION, APPLICABILITY, ENFORCEABILITY, OR FORMATION OF THIS ARBITRATION AGREEMENT, INCLUDING ANY CLAIM THAT ALL OR ANY PART OF THESE TERMS IS VOID OR VOIDABLE.

THE ARBITRATOR’S DECISION AND AWARD SHALL BE FINAL, BINDING, AND NON-APPEALABLE, AND JUDGMENT ON THE AWARD RENDERED BY THE ARBITRATOR MAY BE ENTERED IN ANY COURT HAVING COMPETENT JURISDICTION THEREOF. THE ARBITRATOR MAY AWARD DECLARATORY OR INJUNCTIVE RELIEF ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF WARRANTED BY THAT PARTY'S INDIVIDUAL CLAIM.

##### 5. Class Action and Jury Trial Waiver

YOU AND THE COMPANY EXPLICITLY AGREE THAT EACH PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING.

FURTHER, UNLESS BOTH YOU AND THE COMPANY AGREE OTHERWISE IN WRITING, THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS, AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A REPRESENTATIVE OR CLASS PROCEEDING.


##### 6. Allocation of Arbitration Costs and Fees

PAYMENT OF ALL FILING, ADMINISTRATION, AND ARBITRATOR FEES WILL BE GOVERNED BY THE AAA'S RULES. FOR ANY INDIVIDUAL, NON-FRIVOLOUS CLAIM WHERE THE TOTAL VALUE OF THE DISPUTED SUBSCRIPTION PLAN OR UNUSED IQBID TOKENS DOES NOT EXCEED $10,000 (USD), THE COMPANY AGREES TO PAY ITS CONTRACTUAL SHARE OF THE AAA ADMINISTRATIVE FEES, PROVIDED THAT YOU FULLY COMPLY WITH THE INFORMAL DISPUTE RESOLUTION PROCEDURE OUTLINED IN SECTION 2. EACH PARTY SHALL BEAR ITS OWN ATTORNEYS' FEES AND LEGAL EXPENSES UNLESS THE ARBITRATOR EXPLICITLY DETERMINES THAT EITHER THE SUBSTANCE OF THE CLAIM OR THE RELIEF SOUGHT WAS FRIVOLOUS OR BROUGHT FOR AN IMPROPER PURPOSE (AS MEASURED BY THE INFRASTRUCTURE STANDARDS SET FORTH IN FEDERAL RULE OF CIVIL PROCEDURE 11(B)).

##### 7. Opt-Out Procedure

YOU HAVE THE RIGHT TO OPT OUT OF THIS ARBITRATION AGREEMENT AND THE CLASS ACTION WAIVER. TO DO SO, YOU MUST SEND A CLEAR, WRITTEN OPT-OUT NOTICE VIA EMAIL TO <LEGAL@IQBID.AI> WITHIN THIRTY (30) CALENDAR DAYS FROM THE DATE YOU FIRST REGISTER YOUR USER ACCOUNT OR ACCESS THE SERVICE.

YOUR OPT-OUT EMAIL MUST INCLUDE:  
(A) YOUR FULL LEGAL NAME;  
(B) YOUR REGISTERED ACCOUNT EMAIL ADDRESS; AND  
(C) A UNEQUIVOCAL STATEMENT THAT YOU DECLINE THIS ARBITRATION AGREEMENT.


##### 8. Governing Law and Non-Arbitrable Venue

You and the Company explicitly agree that the Federal Arbitration Act (FAA) of the United States shall govern the interpretation, enforcement, performance, and formation of this entire Arbitration Agreement (Sections 1 through 8), to the maximum extent permitted by law, notwithstanding any choice of law provisions set forth below.

If you successfully execute the opt-out procedure under Section 7, or if all or any designated part of this Arbitration Agreement is judicially determined by a court of competent jurisdiction to be void, voidable, or legally unenforceable, you and the Company agree that all remaining structural sections of these Terms of Service will continue to apply in full force. In all such non-arbitrable instances or litigation exceptions, these Terms of Service and any underlying Disputes shall be governed strictly by, and construed in accordance with, the substantive laws of the Republic of Seychelles, without giving effect to any principles of conflicts of law.

Furthermore, any formal legal action, trial, or judicial proceeding arising from non-arbitrable matters, or brought following a valid arbitration opt-out, shall be initiated and maintained exclusively before the competent civil courts located in Victoria, Mahé, Republic of Seychelles. Both parties hereby explicitly and irrevocably consent to the personal jurisdiction, venue, and forum of such Seychelles courts and waive any objections based on inconvenient forum (forum non conveniens).

##### 9. Changes to Terms and Effective Date

(a) **Effective Version:** These Terms of Service are effective and legally binding upon users as of the "Effective Date" indicated at the top of this document. Any interactions, purchases, or data executions on the Service are governed strictly by the version of the Terms active on the precise date of such transaction.

(b) **Right to Modify:** The Company reserves the absolute unilateral right to update, amend, modify, or completely replace any part of these Terms, including changing the structural parameters of Subscription Plans or the operational definition of IQBID Tokens, at any time to reflect infrastructure changes, technological updates, or regulatory shifts.

(c) **User Responsibility to Monitor:** The Company will indicate changes by updating the "Effective Date" or "Last Updated" stamp at the top of this page. The Company is not obligated to send individual email notifications regarding policy updates. It is your sole personal responsibility to check this page periodically to maintain awareness of the current legal framework. Your continued access to or use of the Service following the publication of any modifications constitutes your immediate, absolute, and irrevocable acceptance of the updated Terms. If you do not agree to the updated terms, your sole remedy is to cease utilizing the Service immediately.

#### 10. Contact information

For any administrative inquiries, billing questions, technical support requirements, or to transmit a formal legal notice under these Terms of Service, please contact our corporate infrastructure and legal operations team at:

- **Email Communication:** <legal@iqbid.ai>
- **Billing Support Email:** <billing@iqbid.ai>
- **Attn:** Legal Operations Department
- **Corporate Entity Name:** IQBID Helios Limited
- **Сompany number:** 252002
- **Registered office:** Suite 9, Ansuya Estate, Royal Street, Victoria, Mahe, Seychelles

# Privacy policy

**Effective Date:** September 8, 2026

IQBID Helios Limited ("Company," "we," "us," or "our") a company incorporated under the laws of the Republic of Seychelles with registered company number 252002 and having its registered office Suite 9, Ansuya Estate, Royal Street, Victoria, Mahe, Seychelles respects your privacy and is committed to protecting your personal information. This Privacy Policy applies exclusively to users who reside in the United States of America ("US Users") and access or use our artificial intelligence (AI) model aggregation service, website, and related software applications (collectively, the "Service").

This Privacy Policy describes how we collect, use, disclose, retain, and protect your personal information, including specific disclosures required under state data privacy laws, such as the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2020 (collectively, "CCPA/CPRA"), and similar comprehensive state privacy frameworks.

##### 1. Information we collect


In the preceding twelve (12) months, we have collected, and may continue to collect, the following categories of personal information from US Users:

- **Identifiers:** Name, email address, online identifier, Internet Protocol (IP) address, and account login credentials.
- **Commercial and Transactional Metrics (Non-Crypto Assets Standing):** The Company processes records of your commercial interactions, pre-paid financial transactions, selected payment currencies, and billing statuses synchronized with our infrastructure Payment Processors. This category explicitly encompasses internal records regarding your purchased Subscription Plans and the active consumption, utilization, or permanent carry-over balances of computational credit units (the "IQBID Tokens"). In strict alignment with our Terms of Service, IQBID Tokens represent exclusively internal, proprietary, non-crypto technical metrics used solely to calculate data throughput, API execution costs, and server bandwidth consumption for artificial intelligence data generations within the Service interface. They do not constitute, represent, or mirror virtual currencies, crypto-assets, digital utilities, stablecoins, digital securities, or investment instruments under any state or federal jurisdiction. IQBID Tokens possess absolutely zero cash value, are entirely non-transferable, and remain strictly non-redeemable for fiat currency, cryptocurrency, or real-world monetary values.
- **Internet or Other Electronic Network Activity:** Browsing history, search history, device type, operating system, IP address, and information regarding your interaction with our Service's user interface.
- **User-Generated AI Input Data:** The text prompts, inputs, queries, and any digital files (including images, documents, audio, or metadata) that you upload, submit, or transmit directly into the interface of our Service (collectively, "User Inputs").
- **AI-Generated Output Data:** Content automatically generated by third-party artificial intelligence models in response to your User Inputs (collectively, "Outputs").

##### 2. How we use your information


We process and use the collected personal information for the following commercial and business purposes:

- **Service Delivery:** To provision your account, maintain your Subscription Plan, execute prompt requests, and route data seamlessly to aggregated third-party AI models.
- **Billing and Infrastructure Support:** To manage multi-currency **transactional billing for chosen Subscription Plans** through "Payment Processors", process legitimate transactions, and mitigate transaction fraud.
- **AI Model Optimization and Training:** To analyze user engagement patterns, evaluate model performance, and actively train, retrain, or fine-tune our internal software, algorithmic routing matrices, and specialized AI models based on your User Inputs and generated Outputs and <span class="rQesXe MPyX">associated IQBID Tokens interaction data</span>.
- **Security and Compliance:** To enforce our Usage Policy, detect and prevent malicious or illegal activity, satisfy legal mandates, and defend against potential corporate liability or intellectual property claims.

##### 3. How we disclose and share your information


To deliver an aggregation service, your data must be transmitted to third parties. We do not sell your traditional personal identifiers (like your name or email) to data brokers. However, we disclose information under the following protocols:

- **Third-Party AI Infrastructure Providers (Sub-processors):** When you submit a prompt or file, it is automatically routed via API to independent AI infrastructure developers, including but not limited to OpenAI, LLC and Google LLC. These providers process data according to their commercial API enterprise agreements.
- **Payment Infrastructure Providers:** Financial logs and transactional identifiers are shared exclusively with "Payment Processors" and associated banking institutions to execute your Subscription Plan.
- **Legal Mandates:** We may disclose your information to federal or state law enforcement authorities if compelled by a valid legal subpoena, court order, or search warrant.

##### 4. Notice of ai data training and user opt-out rights


As established in Section 2, the Company reserves the right to utilize anonymized or de-identified versions of your User Inputs (including uploaded files) and Outputs for the explicit purpose of machine learning optimization and AI model training.

**YOUR PRIVACY CHOICES (OPT-OUT):** If you prefer that your User Inputs and Outputs are not utilized by the Company for internal machine learning or algorithmic model training purposes, you possess the absolute right to opt out at any time. To exercise this right, you may:

1. Navigate to your Account Dashboard, select the "Your Privacy Choices" or "Data Control" tab, and toggle the switch to disable AI Model Training; or
2. Transmit an explicit written request via email to <privacy@iqbid.ai> stating your desire to restrict your inputs from model training activities.

Opting out of data training will not degrade your core user experience, reduce your prompt capacity, or impact your billing terms under your active Subscription Plan <span class="rQesXe MPyX">or associated IQBID Tokens balance</span>.

##### 5. State-specific privacy rights (ccpa/cpra disclosures)


If you are a resident of California (or states with equivalent privacy laws such as Virginia, Colorado, Connecticut, Utah, Texas, etc.), you possess specific statutory rights regarding your personal information:

- **Right to Know and Access:** The right to request that we disclose what personal information we collect, use, disclose, and sell about you over the past 12 months.
- **Right to Delete:** The right to request the deletion of your personal information collected or maintained by us, subject to specific regulatory exceptions (such as the necessity to deliver your active Subscription Plan limits or comply with financial record-keeping laws).
- **Right to Correct:** The right to request the rectification of inaccurate or outdated personal data stored within your account.
- **Right to Opt-Out of the "Sale" or "Sharing" of Data:** Under the broad statutory definitions of the CCPA, transferring user data to third-party AI models or utilizing files for machine learning might be interpreted as "sharing" data. You may restrict this via our "Your Privacy Choices" mechanism described in Section 4.
- **Right to Non-Discrimination:** We strictly prohibit any discriminatory pricing, latency degradation, or service denials against users who choose to assert their statutory privacy rights.

To submit a formal request to access, correct, or delete your data, please email our privacy compliance officer at <privacy@iqbid.ai> with the subject line "State Privacy Rights Request." We will verify your identity using your registered account email before executing any request.

##### 6. Data retention policy


We retain your personal information, including historical billing records and login logs, for as long as your account remains active or as required to fulfill the business objectives outlined in this policy.

User Inputs (uploaded files and texts) and Outputs are securely cached on our infrastructure to maintain your session history. Cached files are retained for a standard period of ninety (90) calendar days from submission, after which they are systematically overwritten or completely de-identified for ongoing security analysis, unless an active user selects to delete their history manually at an earlier date.

##### 7. Third-party links and api redirections


Our Service bridges to third-party technology providers. Once your prompts and files are securely transmitted via API to third-party networks (OpenAI, Google, etc.), their downstream processing becomes subject to their respective corporate privacy frameworks. We encourage you to review the developer terms of those individual AI model providers.

##### 8. Changes to Terms and Effective Date

(a) **Effective Version:** Privacy policy are effective and legally binding upon users as of the "Effective Date" indicated at the top of this document. Any interactions, purchases, or data executions performed on the Service are governed strictly by the specific version of the Privacy policy active on the precise calendar date of such transaction.

(b) **Right to Modify:** The Company reserves the absolute unilateral right to update, amend, modify, or completely replace any part of these Privacy policy, including changing the pricing parameters of Subscription Plans or the operational definition and infrastructure throughput of IQBID Tokens, at any time to reflect software changes, technology updates, or regulatory shifts.

(c) **User Responsibility to Monitor:** The Company will indicate policy updates by updating the "Effective Date" or "Last Updated" stamp at the top of this page. The Company is not obligated to dispatch individual email notifications regarding updates. It is your sole personal responsibility to check this page periodically to maintain active awareness of the current legal framework. Your continued access to or use of the Service following the publication of any modifications constitutes your immediate, absolute, and irrevocable acceptance of the updated Privacy policy. If you do not agree to the updated terms, your sole remedy is to cease utilizing the Service immediately.

##### 9. Contact information


For any inquiries, structural clarifications, or data requests regarding this US Privacy Policy, please contact our legal and privacy infrastructure team at:

- **Email:** <privacy@iqbid.ai>
- **Attn:** Data Privacy Protection Officer
- **Company Name:** IQBID Helios Limited
- **Сompany number:** 252002
- **Registered office:** Suite 9, Ansuya Estate, Royal Street, Victoria, Mahe, Seychelles

# Consumer health data privacy policy

**Effective Date:** September 8, 2026

IQBID Helios Limited ("Company," "we," "us," or "our") issues this Consumer Health Data Privacy Policy to comply with applicable state privacy laws regulation-mandated in the United States, including the Washington My Health My Data Act ("MHMDA"), Nevada Senate Bill 370, and equivalent statutory frameworks.

This Policy applies exclusively to users residing in the United States ("US Users") who submit text prompts, structured queries, or digital files containing potential health-related information to our artificial intelligence (AI) model aggregation service (the "Service").

#### 1. Absolute medical disclaimer (no medical advice)

THE COMPANY IS A TECHNOLOGY SOFTWARE AGGREGATOR. THE COMPANY IS NOT A MEDICAL PROVIDER, HEALTHCARE INSTITUTION, OR LICENSED MEDICAL PROFESSIONAL.

THE SERVICE, INCLUDING ALL AUTOMATED OUTPUTS GENERATED BY THIRD-PARTY AI MODELS (E.G., OPENAI, GOOGLE), IS PROVIDED FOR GENERAL INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. NO AUTOMATED OUTPUT CONSTITUTES, REPLACES, OR SHOULD BE INTERPRETED AS PROFESSIONAL MEDICAL ADVICE, DIAGNOSIS, CLINICAL INTERPRETATION, PROGNOSIS, OR TREATMENT. ALWAYS SEEK THE ADVICE OF YOUR PHYSICIAN OR OTHER QUALIFIED HEALTHCARE PROVIDER WITH ANY QUESTIONS YOU MAY HAVE REGARDING A MEDICAL CONDITION. NEVER DISREGARD PROFESSIONAL MEDICAL ADVICE OR DELAY IN SEEKING IT BECAUSE OF SOMETHING YOU HAVE READ ON OR GENERATED THROUGH THIS SERVICE.

#### 2. Categories of consumer health data we may process

Depending on how you interact with our aggregated AI models, you may voluntarily upload or input information that falls under the statutory definition of "Consumer Health Data" under US state laws. This includes:

- **Information Regarding Health Conditions:** Any text prompts describing physical or mental health conditions, clinical symptoms, diseases, syndromes, or medical histories.
- **Medical Diagnostic Documentation and Images:** Uploaded files, including but not limited to, photographs of dermatological conditions, digital copies of laboratory blood tests, medical imaging data (X-rays, MRIs), or pharmaceutical prescriptions.
- **Biometric Data:** Facial features or physiological structures processed from uploaded photographic inputs by the third-party generative vision models.
- **Inferences:** Technical conclusions or structured summaries generated automatically by the aggregated AI models regarding your health baseline based on your submitted User Inputs.

#### 3. Purpose of processing and legal bases

We collect, cache, and transmit Consumer Health Data strictly for the following operational reasons:

- **Real-Time Generation:** To forward your prompts and uploaded files via secure API to third-party AI models (Sub-processors) to execute the automated processing you explicitly request.
- **Temporary Session Caching:** To display your immediate historical workspace logs within your personal account dashboard.
- **Strict Security Auditing:** To evaluate whether submitted prompts violate our Usage Policy or contain prohibited materials.

**CRITICAL POLICY ENFORCEMENT:** UNLESS YOU PROVIDE SEPARATE, EXPLICIT, AFFIRMATIVE CONSENT, THE COMPANY STRICTLY PROHIBITS THE UTILIZATION OF CONFIRMED CONSUMER HEALTH DATA CATEGORIES FOR INTERNAL SOFTWARE TRAINING, MACHINE LEARNING, OR CORPORATE MODEL FINE-TUNING ACTIVITIES.

#### 4. Transmission to third-party sub-processors

To deliver our aggregation functionality, your submitted health-related data must be transmitted to third-party artificial intelligence infrastructure developers (such as OpenAI, LLC and Google LLC) via encrypted API channels. These third parties process data as independent infrastructure providers. We do not sell, rent, monetize, or lease your Consumer Health Data to commercial data brokers, marketing firms, or insurance agencies under any circumstances.

#### 5. Your statutory us privacy rights

If you are a US resident, you possess distinct legal rights over your Consumer Health Data:

- **Right to Confirm Processing &amp; Access:** The right to confirm whether we are processing health data about you and to obtain a list of all third-party sub-processors to whom your data has been transmitted via API.
- **Right to Delete:** The right to request the complete, permanent erasure of your cached personal health data and historical logs from our system and to compel our infrastructure providers to do the same.
- **Right to Withdraw Consent:** The right to immediately revoke any previous authorization regarding the processing or collection of your health data.

To exercise any of these statutory rights, you must submit a formal verification request via email to our dedicated data privacy department at <privacy@iqbid.ai> with the subject line "Consumer Health Data Request."

#### 6. Statutory contact and disclosure requirements

This Consumer Health Data Privacy Policy is governed by the laws of the state jurisdiction of the consumer to the extent mandated by laws such as the Washington MHMDA. Any regulatory or consumer inquiries regarding our organizational data engineering pipelines can be submitted to:

- **Email Contact:** <privacy@iqbid.ai>
- **Attn:** Health Data Privacy Officer
- **Company Name:** IQBID Helios Limited
- **Сompany number:** 252002
- **Registered office :** Suite 9, Ansuya Estate, Royal Street, Victoria, Mahe, Seychelles

# Acceptable usage policy

**Effective Date:** September 8, 2026

This Acceptable Usage Policy ("AUP") defines the strictly prohibited activities and content restrictions governing your access to and use of the artificial intelligence (AI) model aggregation platform, website, and API infrastructure (collectively, the "Service") provided by IQBID Helios Limited ("Company," "we," "us," or "our"), a company incorporated under the laws of the Republic of Seychelles with registered company number 252002 and having its registered office Suite 9, Ansuya Estate, Royal Street, Victoria, Mahe, Seychelles.

This AUP is integrated directly into, and forms an inseparable part of, our United States Terms of Service. It applies to all users accessing the Service from the United States ("US Users"). Our Service routes data to third-party AI developers (including OpenAI, LLC and Google LLC). Consequently, you are strictly required to comply not only with our internal standards but also with the downstream enterprise usage terms mandated by those underlying AI infrastructure networks.

#### 1. Absolute prohibited categories of generation and content

You represent, warrant, and agree that you will not submit any text prompts, instructions, structured queries, or digital files (including documents, images, audio, or metadata) (collectively, "User Inputs"), or attempt to generate any machine learning outputs (collectively, "Outputs"), that fall within the following prohibited classifications:

##### A. Illegal Activity, Violence, and Physical Harm

- **Weapons and Explosives:** Developing instructions, blueprints, or operational guidance for fabricating, acquiring, or utilizing illegal firearms, ammunition, explosive devices, or chemical/biological weapons.
- **Incitement of Violence:** Generating content that incites, encourages, glorifies, or provides actionable instructions for committing acts of violence, self-harm, suicide, cyber-terrorism, or physical assault against individuals or groups.

##### B. Child Exploitation and Abuse Material (CSAM)

- **Absolute Zero-Tolerance:** Submitting, generating, hosting, or requesting any material related to Child Sexual Abuse Material (CSAM) or Child Sexual Exploitation and Abuse (CSAE). Any attempt to utilize our aggregated models to process, mutate, or render content involving minors in a sexually suggestive or exploitative context will result in immediate termination and federal law enforcement reporting.

##### C. Deception, Misrepresentation, and Political Fraud

- **Political Disinformation:** Utilizing generative text or vision models to execute coordinated influence operations, generate artificial political campaign materials, or create deepfakes of public officials, candidates, or private individuals without explicit statutory consent.
- **Plagiarism and Human Mimicry:** Misrepresenting AI-generated Outputs as being entirely authored or executed by a human being, particularly in academic, professional, legal, or journalistic environments where human authorship is a material requirement.
- **Impersonation:** Generating text, audio, or behavioral profiles to impersonate an actual physical individual or entity to commit financial wire fraud or identity theft.

##### D. Cybersecurity Threats and Malicious Code

- **Malware Engineering:** Directing AI models to write, debug, optimize, or reverse-engineer exploits, ransomware, spyware, Trojans, or payloads designed to compromise computing systems.
- **Social Engineering and Phishing:** Generating fraudulent emails, baiting scripts, spear-phishing materials, or deceptive landing page copy designed to extract credentials or sensitive financial data from consumers.

##### E. Financial and Medical Misrepresentation

- **Unlicensed Advisory:** Forcing models to generate definitive financial plans, speculative market trading buy/sell signals, legal contracts, or medical treatment regimens while falsely staging the output as licensed professional advice.

#### 2. Infrastructure protections and reverse engineering


You are strictly prohibited from attempting to compromise the security, economic framework, or operational integrity of our Service. Prohibited actions include:

- **Jailbreaking and Prompt Injection:** Employing advanced semantic manipulation, adversarial inputs, or hidden code blocks designed to bypass the safety guidelines, moderation filters, or content restrictions of our Service or the underlying third-party APIs.
- **Scraping and Data Extraction:** Utilizing automated scrapers, bots, crawlers, or extraction tools to harvest synthetic training data, user histories, proprietary prompt matrices, or underlying model weights from our infrastructure.
- **Account Structuring:** Creating multiple duplicate accounts to evade subscription limits, abuse free tier prompt allocations, or obfuscate payment footprints monitored by Payment Processors.

#### 3. Real-time ai moderation and compliance monitoring


To satisfy our statutory compliance duties and protect our enterprise API infrastructure:

- **Automated Screening:** Every User Input and generated Output is automatically processed through real-time, automated safety filters and classification models before being dispatched to downstream providers (OpenAI, Google, etc.).
- **Human Review:** The Company reserves the legal right to review historical system logs, chat records, and submitted files when an automated alert flags a high-probability violation of this AUP.

#### 4. Strict enforcement, account suspension, and forfeiture


If the Company, in its sole and absolute discretion, determines that you have violated any provision of this AUP, or that your interaction patterns pose an existential security or contractual ban risk to our enterprise API keys, we will execute immediate enforcement actions.

**CONSEQUENCES OF VIOLATION:**

1. **Immediate Account Termination:** Complete and permanent revocation of your access credentials, user profile, and cloud workspace without prior warning.
2. **Strict Financial Forfeiture of Balances and Token Demarcation:** In the event of an immediate account termination due to a verified breach of this AUP, any remaining active calendar periods under your Subscription Plan and all available unspent computational credits on your profile balance (the "IQBID Tokens") shall be permanently and irrevocably forfeited and canceled as a pre-agreed liquidated contractual penalty to compensate the Company for security mitigation and administrative moderation costs. During normal and compliant usage of the Service, IQBID Tokens never expire and carry over indefinitely, consuming only upon actual AI generation cycles. However, upon a forced platform ban for prohibited actions, all remaining balances are liquidated, strictly non-refundable, and non-redeemable for fiat currency or any other assets. IQBID Tokens represent exclusively internal, proprietary, non-crypto technical metrics used solely to calculate data throughput, API execution costs, and server bandwidth consumption for artificial intelligence data generations within the Service interface, and they possess absolutely zero cash or real-world monetary value.
3. **Legal Liability:** You agree to indemnify, defend, and hold harmless the Company against any third-party claims, regulatory enforcement penalties, or financial damages (including lost API access profits) resulting from your prohibited usage. #### 5. Reporting abuse and violations
    
    If you become aware of any violation of this AUP, or if you believe any synthetic text or output generated via the Service breaches our infrastructure safety layers, please immediately report such activity to our abuse team at: **abuse@iqbid.ai**.

# Cookie policy

**Effective Date:** September 9, 2026

IQBID Helios Limited ("Company," "we," "us," or "our"), a company incorporated under the laws of the Republic of Seychelles with registered company number 252002 and having its registered officeSuite 9, Ansuya Estate, Royal Street, Victoria, Mahe, Seychelles, issues this Cookie Policy to explain how we use cookies and similar tracking technologies (collectively, "Cookies") when you access or use our artificial intelligence (AI) model aggregation service, website, and associated applications (the "Service").

This Cookie Policy applies exclusively to users residing within the United States of America ("US Users"). It describes what Cookies are, why we use them, and your statutory rights to control our use of them under applicable state privacy frameworks (including the California CCPA/CPRA).

#### 1. What are cookies and tracking technologies?


Cookies are small data text files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by online service providers to ensure operational efficiency, track performance metrics, and remember user interface preferences.

- **First-Party Cookies:** Cookies set directly by the Company to maintain your active account session and operational states.
- **Third-Party Cookies:** Cookies set by independent service infrastructure providers (such as analytical tools and specialized authorization layers).

#### 2. Categories of cookies we use

In the course of delivering our Service, we deploy Cookies across the following functional classifications:

- **Strictly Necessary Cookies:** These Cookies are essential to provide you with the Service. They allow you to securely log into your personal dashboard, maintain stable server communication during prompt execution, and facilitate one-time checkouts with our secure Payment Processors. The Service cannot function properly without these Cookies.
- **Performance and Analytical Cookies:** These Cookies collect aggregated data regarding how US Users interact with our interface (e.g., measuring site traffic, page load speeds, and identifying technical errors). This helps us optimize our server routing pathways.
- **Functional Cookies:** These Cookies remember specific configurations you execute within the aggregation dashboard, such as your preferred default AI model, interface layout choices, or language settings.

#### 3. Cookies and data processing disclosures for ai models

Our Service operates as a technical aggregator. When you execute an individual prompt or submit digital files, that specific text or data payload is transmitted via secure, encrypted API tokens directly to third-party AI infrastructure networks (including OpenAI, LLC and Google LLC).

Please note that standard web Cookies stored on your local browser **are not** transmitted to third-party AI developers via these API transactions. Your browser Cookies strictly manage your local interface state with our servers.

#### 4. Your privacy choices and state statutory controls

Under comprehensive US state data privacy frameworks (such as the California CCPA/CPRA), you possess distinct statutory rights regarding automated tracking and data profiling.

- **Browser-Level Controls:** You have the absolute right to accept or refuse Cookies by configuring your web browser settings. Most browsers allow you to block all cookies or receive warnings before a cookie is stored. Please note that if you choose to block Strictly Necessary Cookies, significant parts of our AI aggregation dashboard may become unavailable or fail to function correctly.
- **Your Privacy Choices Opt-Out Link:** In alignment with state statutes, if we utilize analytical tracking technologies that constitute a "sale" or "sharing" of personal data under statutory definitions, you can permanently restrict this deployment by clicking the **"Your Privacy Choices"** or **"Do Not Sell/Share My Info"** link in our website footer and adjusting the toggle button to block non-essential tracking.

#### 5. Revisions to this policy

The Company may update this Cookie Policy from time to time to reflect operational, technological, or regulatory amendments. Any changes will become legally binding upon the immediate publication of the updated policy text on this page.

##### 6. Changes to Cookie policy and Effective Date

(a) **Effective Version:** These Cookie policy are effective and legally binding upon users as of the "Effective Date" indicated at the top of this document. Any interactions, purchases, or data executions performed on the Service are governed strictly by the specific version of the Terms active on the precise calendar date of such transaction.

(b) **Right to Modify and Token Demarcation:** The Company reserves the absolute unilateral right to update, amend, modify, adjust, or completely replace any part, provision, or clause of this Cookie Policy at any time to reflect software changes, technology updates, cloud infrastructure migrations, or regulatory shifts. This operational right explicitly encompasses making adjustments to the tracking parameters of active Subscription Plans or the technical configuration, delivery monitoring, and session metrics of usage-based computational credit units (the "IQBID Tokens"). In strict alignment with our global frameworks, IQBID Tokens represent exclusively internal, proprietary, non-crypto technical metrics used solely to calculate data throughput, API execution costs, and server bandwidth consumption for artificial intelligence data generations within the Service interface, and they possess absolutely zero cash, virtual currency, asset-backed stablecoin, digital security, or real-world monetary value.

(c) **User Responsibility to Monitor:** The Company will indicate policy updates by updating the "Effective Date" or "Last Updated" stamp at the top of this page. The Company is not obligated to dispatch individual email notifications regarding updates. It is your sole personal responsibility to check this page periodically to maintain active awareness of the current legal framework. Your continued access to or use of the Service following the publication of any modifications constitutes your immediate, absolute, and irrevocable acceptance of the updated Cookie policy. If you do not agree to the updated terms, your sole remedy is to cease utilizing the Service immediately.

#### 7. Contact us

For any compliance questions or structural inquiries regarding our technical deployment of Cookies, please contact our data engineering team at: <privacy@iqbid.ai>

- **Corporate Entity Name:** IQBID Helios Limited
- **Сompany number:** 252002
- **Registered office:** Suite 9, Ansuya Estate, Royal Street, Victoria, Mahe, Seychelles